India's Most Accurate Financial Calculators
Calculate Income Tax (FY 2026-27), SIP Returns, Home Loan EMIs, FD, PPF, Gratuity, and 40+ Financial Tools built for Indian Taxpayers.
CTC Breakdown Calculator
Calculate monthly in-hand take-home salary from Annual Cost to Company (CTC) with employer PF, grattuity, and tax deductions
Rent vs Buy Home Calculator
Compare 20-year net wealth accumulation: buying a home with home loan vs renting and investing the difference in SIP
Section 44ADA Freelancer Presumptive Tax Calculator
Calculate 50% presumptive income tax savings for professionals and freelancers with gross receipts up to ₹75 Lakhs
ESOP & Startup Equity Tax Calculator
Calculate dual-stage ESOP taxes: Perquisite tax at exercise (FMV vs Strike Price) and Capital Gains tax at sale
Freelance Take-Home Salary Calculator
Calculate net monthly take-home income after accounting for GST (18%), advance tax payments, and Section 44ADA savings
Interest-Free Home Loan SIP Calculator
Calculate how a monthly SIP equal to 10%–20% of your EMI can completely recover your total home loan interest
Salary + Capital Gains Tax Calculator (ITR-3)
Calculate combined tax liability when you have both salary income and equity/mutual fund capital gains (STCG/LTCG)
LTCG Tax Calculator (Budget 2024)
Calculate 12.5% Long-Term Capital Gains tax on stocks and mutual funds with ₹1.25 Lakh tax-free annual exemption.
STCG Tax Calculator (Budget 2024)
Calculate 20% Short-Term Capital Gains tax on equity investments held for 12 months or less.
Old vs New Tax Regime Comparison Calculator
Compare Old Tax Regime with deductions vs New Tax Regime (Budget 2024–26) to find the exact tax-saving sweet spot
New Tax Regime Calculator
Calculate your income tax under new regime with ₹75,000 standard deduction and Section 87A rebate.
In-Hand Salary Calculator
Calculate exact monthly take-home salary under New Tax Regime (Budget 2024–26) vs Old Tax Regime
Old Tax Regime Calculator
Calculate your income tax under old regime with all deductions like 80C, HRA, and more.
SIP Calculator
For mutual funds
Step-Up SIP Calculator
Calculate how annually increasing your SIP contribution by 5%–15% accelerates your long-term mutual fund wealth creation
Compound Interest Calculator
Calculate power of compound interest across daily, monthly, quarterly, and annual compounding frequencies
CAGR Calculator (Compound Annual Growth Rate)
Calculate exact annual compounded growth rate (CAGR) of your stock, mutual fund, or real estate investments
SWP Calculator (Systematic Withdrawal Plan)
Calculate monthly pension cashflows from your mutual fund corpus while remaining capital continues earning returns
Inflation & Purchasing Power Calculator
Calculate how annual inflation erodes your money's purchasing power and what your monthly expenses will cost in the future
Simple Interest Calculator
Calculate simple interest earnings and total maturity amount for personal, business, or fixed rate loans
Lumpsum Mutual Fund Calculator
Calculate compound growth and future maturity value for one-time lumpsum investments in equity or debt mutual funds
PPF Calculator (Public Provident Fund)
Calculate guaranteed tax-free 7.1% p.a. returns, 15-year maturity value, and Section 80C tax savings under the EEE tax model
Kisan Vikas Patra (KVP) Calculator
Calculate post office 7.5% p.a. investment growth and exact tenure to double your principal capital
Post Office Monthly Income Scheme (POMIS) Calculator
Calculate guaranteed 7.4% p.a. monthly interest payout on single (up to ₹9 Lakh) or joint (up to ₹15 Lakh) accounts
Senior Citizens Savings Scheme (SCSS) Calculator
Calculate government-backed 8.2% p.a. quarterly interest income for senior citizens (up to ₹30 Lakh limit)
Sukanya Samriddhi Yojana (SSY) Calculator
Calculate government-backed 8.2% p.a. tax-free returns for your daughter's higher education and marriage goals
National Pension System (NPS) Calculator
Calculate monthly pension, 60% tax-free lump sum withdrawal at age 60, and Section 80CCD(1B) extra ₹50,000 tax deduction
EPF Calculator (Employees' Provident Fund)
Calculate 8.25% p.a. employee + employer EPFO provident fund accumulation and VPF interest until retirement
Fixed Deposit (FD) Calculator
Calculate quarterly compounded bank FD interest earnings, cumulative maturity amount, and TDS deductions
Recurring Deposit (RD) Calculator
Calculate post office and bank monthly Recurring Deposit (RD) quarterly compounded maturity returns
Retirement & FIRE Planner Calculator
Calculate your inflation-adjusted retirement target corpus, monthly SIP savings needed, and safe withdrawal rate (SWR)
EMI Calculator
Calculate monthly loan EMI, total interest payable, and annual amortization schedule for home, car, and personal loans
Loan Prepayment & EMI Reduction Calculator
Compare reducing monthly EMI vs reducing total loan tenure when prepaying your home loan or personal loan
Car On-Road Price Calculator
Calculate complete car breakdown: ex-showroom price, state RTO registration tax, insurance premium, and fastag/TCS
Term Insurance Human Life Value (HLV) Calculator
Calculate exact term insurance life cover needed to replace your future income and protect family financial liabilities
Goal-Based SIP Calculator
Calculate monthly SIP required to reach your target financial goals (buying a home, child education, dream vacation)
GST Calculator
Add or remove GST at 5%, 12%, 18%, or 28%. Get the CGST/SGST split for intrastate or IGST for interstate transactions.
National Savings Certificate (NSC) Calculator
Calculate 5-year post office 7.7% p.a. compounded returns and Section 80C tax deduction
Break-Even Calculator
The exact unit volume at which your revenue equals total cost — every unit beyond is profit.
Profit Margin Calculator
Compute gross, operating, and net margin from a one-page income statement. Standard profitability metrics for any business.
Working Capital Calculator
Short-term liquidity health from your balance sheet — current ratio, quick ratio, and cash conversion cycle.
DSCR Calculator
Debt Service Coverage Ratio — the metric Indian banks use to underwrite SME and commercial loans.
Home Loan Eligibility Calculator
Calculate maximum home loan amount approved by Indian banks based on FOIR, net monthly income, and existing EMIs
HRA Exemption Calculator
How much of your House Rent Allowance is tax-free under Section 10(13A).
Gratuity Calculator
Calculate your gratuity payable under the Payment of Gratuity Act, 1972 — including the ₹20 lakh tax-free cap.
DIY Finance Modules (Kids & Teens)
Free, interactive lessons that teach kids and teens how money really works — saving, banks, compounding, and more.
Why Choose Our Calculators?
Accurate & Up-to-date
Our calculators are regularly updated with the latest tax slabs, deductions, and financial regulations.
Easy to Use
Simple interface with instant calculations. No complex forms or confusing options.
Comprehensive Results
Get detailed breakdowns and visualizations to better understand your finances.
Latest Updates
- • No change in income tax slabs for FY 2026-27 (same as FY 2025-26)
- • New Income Tax Act 2025 implemented from April 1, 2026 (simplified law)
- • Zero tax liability up to ₹12 lakh income under new regime (via ₹60,000 rebate)
- • Standard deduction of ₹75,000 continues under new tax regime
- • “Tax Year” concept introduced replacing Financial Year & Assessment Year
- • Simplified ITR forms & compliance (new forms like Form 130 replacing Form 16)