FinCalculator
105+ Financial Tools & Guides

All Financial Calculators Directory

Browse our complete collection of free, instant financial calculators, tax planning engines, loan EMI guides, and investment tools for India.

Income Tax & Salary Calculators

29 calculators & guides available

Section 80C Tax Saver & Planner

Allocate investments across PPF, ELSS, EPF, SSY & NPS to maximize tax savings.

Section 80D Health Insurance Calculator

Calculate medical insurance tax deductions up to ₹1,00,000 for self and parents.

TDS on Salary Calculator

Calculate monthly payroll withholding TDS deductions and net take-home pay.

Section 44ADA Freelance Tax Calculator

Presumptive tax optimizer for freelancers and consultants under Sec 44ADA.

Freelance Salary & Take-Home Calculator

Net monthly take-home salary & corporate CTC equivalence for freelancers in FY 2026-27.

ESOP & Startup Equity Calculator

Dual-stage tax on ESOP exercise perquisites and capital gains.

Salary + Capital Gains Tax (ITR-3)

Combined tax calculator for salary income and equity/crypto capital gains.

In-Hand Salary Calculator

Calculate monthly take-home salary after tax, EPF, and deductions.

Old vs New Tax Regime Comparison

Side-by-side tax comparison under Old and New tax regimes.

New Tax Regime FY 2026-27

Calculate income tax for FY 2026-27 (AY 2027-28) with ₹75k standard deduction.

New Tax Regime FY 2025-26

Income tax calculator for FY 2025-26.

LTCG Tax Calculator (12.5%)

Long term capital gains tax with ₹1.25L annual exemption.

STCG Tax Calculator (20%)

Short term capital gains tax on equity and mutual funds.

HRA Exemption Calculator

Section 10(13A) House Rent Allowance tax exemption formula.

Gratuity Calculator

Payment of Gratuity Act formula with ₹20L tax-free cap.

GST Calculator

Add or remove GST at 5%, 12%, 18%, and 28% slabs.

Fresher (3.5 LPA) In-Hand Salary Guide

Exact monthly take-home breakdown for ₹3.5 Lakhs package.

5 LPA In-Hand Salary Guide

Exact monthly take-home breakdown for ₹5 Lakhs package.

6 LPA In-Hand Salary Guide

Exact monthly take-home breakdown for ₹6 Lakhs package.

8 LPA In-Hand Salary Guide

Exact monthly take-home breakdown for ₹8 Lakhs package.

10 LPA In-Hand Salary Guide

Exact monthly take-home breakdown for ₹10 Lakhs package.

12 LPA In-Hand Salary Guide

Exact monthly take-home breakdown for ₹12 Lakhs package.

15 LPA In-Hand Salary Guide

Exact monthly take-home breakdown for ₹15 Lakhs package.

18 LPA In-Hand Salary Guide

Exact monthly take-home breakdown for ₹18 Lakhs package.

20 LPA In-Hand Salary Guide

Exact monthly take-home breakdown for ₹20 Lakhs package.

25 LPA In-Hand Salary Guide

Exact monthly take-home breakdown for ₹25 Lakhs package.

30 LPA In-Hand Salary Guide

Exact monthly take-home breakdown for ₹30 Lakhs package.

50 LPA In-Hand Salary Guide

Exact monthly take-home breakdown for ₹50 Lakhs package.

80 LPA In-Hand Salary Guide

Exact monthly take-home breakdown for ₹80 Lakhs package.

Home Loans & Property EMI Guides

28 calculators & guides available

Rent vs Buy Calculator

New

Compare buying a home with home loan EMI vs renting and investing in SIPs.

Home Loan EMI Calculator

Calculate monthly EMI, interest schedule, and amortization.

Interest-Free Home Loan Strategy

New

Neutralize home loan interest with parallel SIP investments.

Loan Prepayment Calculator

Calculate tenure reduction and interest savings from extra payments.

Home Loan Balance Transfer Calculator

Calculate net interest saved and payback period when switching lenders.

Home Loan Part Payment Options

Compare Option A (Reduce EMI) vs Option B (Reduce Tenure) side-by-side.

Home Loan Eligibility Calculator

FOIR-based maximum home loan qualification solver.

Car Loan EMI Calculator

Calculate auto loan monthly payment and interest.

Car On-Road Price & EMI Calculator

Calculate ex-showroom price, RTO road tax, insurance, TCS, and monthly car loan EMI.

Term Insurance Coverage (HLV) Calculator

Calculate Human Life Value (HLV) to determine exact term life insurance cover required.

Personal Loan EMI Calculator

Monthly EMI and repayment schedule for personal loans.

Education Loan EMI Calculator

Student loan EMI calculator with Section 80E interest deduction.

10 Lakh Home Loan EMI Guide

Monthly EMI, 20-year interest, and min income for ₹10 Lakhs loan.

15 Lakh Home Loan EMI Guide

Monthly EMI, 20-year interest, and min income for ₹15 Lakhs loan.

20 Lakh Home Loan EMI Guide

Monthly EMI, 20-year interest, and min income for ₹20 Lakhs loan.

25 Lakh Home Loan EMI Guide

Monthly EMI, 20-year interest, and min income for ₹25 Lakhs loan.

30 Lakh Home Loan EMI Guide

Monthly EMI, 20-year interest, and min income for ₹30 Lakhs loan.

40 Lakh Home Loan EMI Guide

Monthly EMI, 20-year interest, and min income for ₹40 Lakhs loan.

50 Lakh Home Loan EMI Guide

Monthly EMI, 20-year interest, and min income for ₹50 Lakhs loan.

75 Lakh Home Loan EMI Guide

Monthly EMI, 20-year interest, and min income for ₹75 Lakhs loan.

1 Crore Home Loan EMI Guide

Monthly EMI, 20-year interest, and min income for ₹1 Crore loan.

2 Crore Home Loan EMI Guide

Monthly EMI, 20-year interest, and min income for ₹2 Crores loan.

Home Loan EMI in Bangalore

2BHK property prices, stamp duty rates, and EMI in Bangalore.

Home Loan EMI in Mumbai

2BHK property prices, stamp duty rates, and EMI in Mumbai.

Home Loan EMI in Pune

2BHK property prices, stamp duty rates, and EMI in Pune.

Home Loan EMI in Delhi NCR

2BHK property prices, stamp duty rates, and EMI in Delhi NCR.

Home Loan EMI in Hyderabad

2BHK property prices, stamp duty rates, and EMI in Hyderabad.

Home Loan EMI in Chennai

2BHK property prices, stamp duty rates, and EMI in Chennai.

Investments & Wealth Creation

21 calculators & guides available

SGB vs Digital Gold vs Gold ETF

Compare post-tax returns across Sovereign Gold Bonds, Gold ETFs & Digital Gold.

FD vs Debt Fund vs Arbitrage Fund

Compare post-tax yield across Fixed Deposits, Debt Funds & Arbitrage Funds.

SIP Calculator

Monthly mutual fund investment returns and compounding trajectory.

Goal-Based SIP Calculator

Reverse-solve required monthly SIP to achieve target corpus.

Step-Up SIP Calculator

Annual top-up SIP calculator matching salary increments.

Lumpsum Investment Calculator

One-time mutual fund future value calculator.

Compound Interest Calculator

Multi-frequency compounding wealth growth calculator.

CAGR Calculator

Compound Annual Growth Rate for portfolio and stock returns.

SWP Calculator

Systematic Withdrawal Plan corpus longevity for retirement.

Inflation Calculator

Future purchasing power and inflation-adjusted goal targets.

Simple Interest Calculator

Flat rate interest calculation.

₹1,000 Per Month SIP Guide

10 & 20-year wealth compounding for ₹1,000/mo SIP.

₹2,000 Per Month SIP Guide

10 & 20-year wealth compounding for ₹2,000/mo SIP.

₹3,000 Per Month SIP Guide

10 & 20-year wealth compounding for ₹3,000/mo SIP.

₹5,000 Per Month SIP Guide

10 & 20-year wealth compounding for ₹5,000/mo SIP.

₹10,000 Per Month SIP Guide

10 & 20-year wealth compounding for ₹10,000/mo SIP.

₹15,000 Per Month SIP Guide

10 & 20-year wealth compounding for ₹15,000/mo SIP.

₹20,000 Per Month SIP Guide

10 & 20-year wealth compounding for ₹20,000/mo SIP.

₹25,000 Per Month SIP Guide

10 & 20-year wealth compounding for ₹25,000/mo SIP.

₹50,000 Per Month SIP Guide

10 & 20-year wealth compounding for ₹50,000/mo SIP.

₹1 Lakh Per Month SIP Guide

10 & 20-year wealth compounding for ₹1 Lakh/mo SIP.

Government Schemes & Retirement

19 calculators & guides available

PPF Calculator

Public Provident Fund 15-year maturity and tax-free interest.

Sukanya Samriddhi Yojana (SSY)

Girl child scheme maturity and 21-year tax-free returns.

Atal Pension Yojana (APY)

Age-based monthly contribution & guaranteed pension at age 60.

NSC Calculator

National Savings Certificate 5-year compounding calculator.

NPS Calculator

National Pension System corpus and monthly pension solver.

EPF Calculator

Employees Provident Fund corpus at retirement.

FD Calculator

Fixed Deposit maturity amount and quarterly compounding interest.

RD Calculator

Recurring Deposit maturity value calculator.

Retirement / FIRE Calculator

Financial independence corpus and inflation-adjusted target.

50,000 Fixed Deposit Guide

1 to 5-year interest payout & maturity for ₹50,000 FD.

1 Lakh Fixed Deposit Guide

1 to 5-year interest payout & maturity for ₹1 Lakh FD.

2 Lakh Fixed Deposit Guide

1 to 5-year interest payout & maturity for ₹2 Lakhs FD.

3 Lakh Fixed Deposit Guide

1 to 5-year interest payout & maturity for ₹3 Lakhs FD.

5 Lakh Fixed Deposit Guide

1 to 5-year interest payout & maturity for ₹5 Lakhs FD.

10 Lakh Fixed Deposit Guide

1 to 5-year interest payout & maturity for ₹10 Lakhs FD.

15 Lakh Fixed Deposit Guide

1 to 5-year interest payout & maturity for ₹15 Lakhs FD.

25 Lakh Fixed Deposit Guide

1 to 5-year interest payout & maturity for ₹25 Lakhs FD.

50 Lakh Fixed Deposit Guide

1 to 5-year interest payout & maturity for ₹50 Lakhs FD.

1 Crore Fixed Deposit Guide

1 to 5-year interest payout & maturity for ₹1 Crore FD.